Bradford Bank
 


 “Stay Put” Home Improvement Loans

Stay put. That’s right, stay in your home. You love your neighbors, your schools, and your home. But you wish you could spruce up your front porch. Or, redo your kitchen counters. Or build a deck.  

Now you can borrow for home improvements just like these—even if you have little or no equity in your home—with Bradford Bank’s “Stay Put” Home Improvement Loans.  Apply today!

Choose between the “Stay Put” Secured and “Stay Put” Unsecured Loans.

  "Stay Put" Loan

  Interest Rate

         APR*

        Term

 Loan Amount

Secured Loan

Borrower pays costs

8.99%

9.12%

Maximum 15 years

 

$5,000 to $40,000

Secured Loan

Bradford pays costs

9.49%

9.62%

Maximum 15 years

$5,000 to $40,000

Closing costs will be postponed. Customer is responsible for closing costs if account is closed within three years. Adequate property insurance is required.

Rates apply for credit score 680 and higher. Call us for other available interest rates.

Unsecured Loan

11.99%

13.58%

Maximum 5 years

$2,000 to $10,000

  * Annual percentage rate

  About your loan

At Bradford Bank, you’ll find:

·     A discount of .25% when your payment is deducted from a Bradford Checking account    

·     Borrow only what you need with our flexible loan amounts.

 

“Stay Put” Home Improvement Loans work like this:

·     Secured loan for owner occupied properties.

·     Loan information includes a contract between you and your contractor

·     Loan proceeds are divided into 3 equal amounts.

·     Loan proceeds are payable to you and your contractor




Member FDIC

zzzEqual Housing Lender