Features
- » Minimum amount to open and obtain APY* is $1,000
- » Personal accounts only
- » Interest rate is indexed to 40% of the Prime Rate (basis rate), as published in the Wall Street Journal
- » Interest is calculated daily and paid monthly
- » The basis rate is subject to change monthly on the first business day
- » If the balance falls below $1,000, the Classic Checking interest rate will apply and a $10 monthly service fee will be charged
Benefits
- » Preferred interest rate on all fixed-rate CDs opened after Prime Checking with direct deposit and combined statement
- » Free Prime Checking checks
- » Free Bradford Bank and M&T Bank ATM transactions
- » Access to over 32,000 fee-free Allpoint ATMs nationwide
- » Free Online Banking and Bill Payment
- » Free Bradford Bank Prime Visa ® Check Card
- » No per-check charge
- » Free check safekeeping
*Annual Percentage Yield
January 1, 2008
